Electronic Journal of Polish Agricultural Universities (EJPAU) founded by all Polish Agriculture Universities presents original papers and review articles relevant to all aspects of agricultural sciences. It is target for persons working both in science and industry,regulatory agencies or teaching in agricultural sector. Covered by IFIS Publishing (Food Science and Technology Abstracts), ELSEVIER Science - Food Science and Technology Program, CAS USA (Chemical Abstracts), CABI Publishing UK and ALPSP (Association of Learned and Professional Society Publisher - full membership). Presented in the Master List of Thomson ISI.
2006
Volume 9
Issue 4
Topic:
Economics
ELECTRONIC
JOURNAL OF
POLISH
AGRICULTURAL
UNIVERSITIES
Idzik M. 2006. BANKS IMPROVING ENTERPRISES’ COMPETITIVENESS IN POLAND, EJPAU 9(4), #21.
Available Online: http://www.ejpau.media.pl/volume9/issue4/abs-21.html

BANKS IMPROVING ENTERPRISES’ COMPETITIVENESS IN POLAND

Marcin Idzik
Department of Agricultural Economics and International Economic Relations, Warsaw Agricultural University, Poland

 

ABSTRACT



This paper contains a discussion of the development of the main financing sources of enterprise activity in Poland, with emphasis on bank credit and its availability. Bankers and entrepreneurs opinions about the role of banks in improving enterprise competitiveness were compared. Their perceptions of bank credit availability are strongly different. Moreover, it is a common opinion that banks are hampering economic development in Poland because enterprises cannot rely on banks as business partners. Banks do not pay enough attention to constructing a long-term strategy of positioning enterprises on the market according to survey results.

Key words: competitiveness, banking, enterprise, financing, credits..


Marcin Idzik
Department of Agricultural Economics and International Economic Relations,
Warsaw Agricultural University, Poland
166 Nowoursynowska Street, 02-787 Warsaw, Poland
email: midzik@pentor.com.pl

Responses to this article, comments are invited and should be submitted within three months of the publication of the article. If accepted for publication, they will be published in the chapter headed 'Discussions' and hyperlinked to the article.